What our insurance covers
- Theft and hijacking of the bike
- Accident damage to the bike
- A tracker on every bike, so a stolen bike can be found
The cover runs from the day you ride away until the bike is paid off.
What it costs
R300 a month, insurance and tracker together, charged at what it costs us with nothing added. It’s part of your weekly payment.
The excess
If you claim, you pay the excess: the first part of the claim. The amount is in your quote and your agreement, so you know the most you could pay before you sign.
What it doesn’t cover
- Your own injuries
- Your phone
You can pay more than the excess if the agreement says so: for example, if someone else was riding the bike (you may not lend it or rent it out), or if you rode without a valid licence.
If the bike is stolen or hijacked
- Your safety comes first. Don’t fight for the bike.
- Open a police case and get the case number.
- WhatsApp us straight away so we can track the bike.
If you have an accident
- Make sure you’re safe. Get help if anyone is hurt.
- Take photos and get the other driver’s details.
- WhatsApp us straight away. If anyone is hurt, open a police case.
We handle the claim with the insurer.
See what the weekly price is made of and what a delivery bike costs a week.
Checked 25 October 2026. Prices and rules change: check before you rely on them.